House Insurance Greece - Permanent or Holiday Residence
Looking for the best Home Insurance in Greece for your Residence or Holiday House?
Find out below why you don't need to look any further.
We offer a full range of coverage at an especially good cost with significant rewards.
Our house insurance policies are provided in English & Greek and are backed by a 24h english speaking helpline and a hassle free claim process.
We don't sell & forget!
Your insuranceline personal advisor will be there for help and support in case of unforeseen events or claim requests.
Our advisors are based in Greece and know how to handle any case better than any overseas insurance agent!
Our Home Insurance Plans are insured by Generali
and were created for you based on a simple principle
'Best Coverage at Competitive Cost'
Free Civil Liability 100.000€
Swimming Pool cover Earthquake cover
Permanent or Holiday Residence cover
24h English speaking helpline Policy Contract provided in English
Hassle-free and fast claims with support from your local personal advisor in Greece!
The best protection for your home with the Reliability & Solvency of GENERALI (top 3 in Europe)
Owning a property in Greece can be a worthwhile and enjoyable experience. Wherever it is a permanent residence or a holiday house, you need to consider protecting your investment. Your property is exposed to many dangers, caused by natural or by human causes. Fires, explosions, earthquakes, floods, burglaries, can threaten your home at any time.
insuranceline, has access to an exceptional portfolio of covers for home protection with clear and beneficial terms.
Your insuranceline personal advisor will take the time to fully understand your requirements and then he will search through all the available products our insurance partners have on offer in order to find the very best policies for you - at the right price.
Our partnership with Generali for home insurance, one of the world’s 50 largest companies and Top 3 insurers in Europe, ensures that you will be offered one of the best home insurance solutions available. If however you require more options we will provide insurance plans from other partner insurers. Your home will be safe at any circumstance!
The standard home insurance coverage includes:
- The building structure
- External structures (e.i. garage, pergola, swimming pool etc.)
- Your personal belongings and valuable items, kept in the insured property
- Equipment and appliances
Check below the details of our House Insurance Coverage Plans:
|Fire and Lightning||-|
|Fire due to shortcircuit Explosion||-|
|Smoke, fire from forest||-|
|Disturbance of Public Order||-|
|Malicious acts, Terrorist acts||-|
|Natural phenomena (Flood, Storm, Tempest, Hail, frost or snow)||For each damage, a 10% loss is set, with a minimum amount 450,00€|
|Water damages due to leak, rupture or overflow of pipes||When the construction of the building is more than twenty-five (25) years or the pipes for water supply, heating or air-conditioning are older than twenty-five (25) years, a loss is set for any damage equal to 10% of the damage with a minimum of €750.00|
|Theft/Robbery||For any damage to a secondary (country) residence, an exemption equal to 10% of the damage with a minimum of €450.00|
|Accidental glass breakage||-|
|Covering Table Bank Contents||-|
|Loss of property damage Temporary Removal||-|
|Loss of rents||-|
|Expediture as a following injury material (Safe keeping expenses)||-|
|Household Loan (Costs of licensing studies, Subsistence Protection, Adjust due to inflation)||-|
|Damages to solar panel||-|
|Loss of income due to foreclosure energy efficient||-|
|Electrical installation - appliances 2%||For each damage, the exemption is €150.00|
|Earthquake||A loss equal to 2% of the total insured capital is set for each loss (building and content) with a minimum of €1,000.00|
|Subsidence/Landslide||A loss equal to 2% of the total insured capital is set for each loss (building and content) with a minimum of €1,000.00|
|Random Event||A loss equal to € 300.00 is set for each loss|
|Electronic equipment||In the case of damage caused by the occurrence of an insured person and the risk covered by the Insurance, for each loss the exemption of the insured risk from the occurrence of which caused the damage and which is stated in the Insurance Policy shall apply. In the case of damage caused by accidental occurrence not caused by the occurrence of an insured person and covered risk is set aside for any damage equal to € 100.00|
You have the ability to choose aditional covers that you consider necessary and design your own, custom insurance program.
Holiday Home Insurance Greece & Home Loan Holders Insurance
We offer a special plan for those who wish to insure their holiday house only & for home loan holders!
We have available a special home insurance plan that offers targeted protection against specific dangers and is appropriate for homeowners who wish to insure their holiday home only as well as for home loan holders.
With this plan you can ensure that your property is insured properly at a very competitive cost.
This program is especially flexible and gives you the ability to select the coverage that is more appropriate for your personal homeowners insurance needs. You can choose between different cover combinations, for the building and content of your first home, as well as insuring your second home if you wish to, with no further pre-requirements.