Services
House Insurance
in Greece
House Insurance in Greece
Best Coverage at Competitive Cost
Our Home Insurance Plans are insured by Generali and will be tailored to your needs and you will get:
Owning a property in Greece can be a worthwhile and enjoyable experience. Wherever it is a permanent residence or a holiday house, you need to consider protecting your investment. Your property is exposed to many dangers, caused by natural or by human causes. Fires, explosions, earthquakes, floods, burglaries, can threaten your home at any time.
insuranceline, has access to an exceptional portfolio of covers for home protection with clear and beneficial terms.
Your insuranceline personal advisor will take the time to fully understand your requirements and then he will search through all the available products our insurance partners have on offer in order to find the very best policies for you – at the right price.
Our partnership with Generali for home insurance, one of the world’s 50 largest companies and Top 3 insurers in Europe, ensures that you will be offered one of the best home insurance solutions available. If however you require more options we will provide insurance plans from other partner insurers. Your home will be safe at any circumstance!
Best House Insurance Greece
Free Civil Liability 100.000€
Swimming Pool cover
Earthquake cover
Permanent or Holiday Residence cover
24h English speaking helpline
Policy Contract provided in English
Hassle-free and fast claims with support from your local personal advisor in Greece!
John Paterakis - Founder insuranceline.gr
Home insurance in Greece
Looking for the best Home Insurance in Greece for your Residence or Holiday House? Find out below why you don't need to look any further.
We offer a full range of coverage at an especially good cost with significant rewards. Our house insurance policies are provided in English & Greek and are backed by a 24h English-speaking helpline and a hassle-free claim process.
We don’t sell & forget!
Your insuranceline personal advisor will be there for help and support in case of unforeseen events or claim requests. Our advisors are based in Greece and know how to handle any case better than any overseas insurance agent!
Interested? Ask for a House Insurance Quote:
Our
House Insurance Partner
Generali
The best protection for your home with the Reliability & Solvency of GENERALI (top 3 in Europe)
Holiday Home Insurance Greece & Home Loan Holders Insurance.
We offer a special plan for those who wish to insure their holiday house as home loan holders!
We have available a special home insurance plan that offers targeted protection against specific dangers and is appropriate for homeowners who wish to insure their holiday home only as well as for home loan holders.
With this plan you can ensure that your property is insured properly at a very competitive cost.
This program is especially flexible and gives you the ability to select the coverage that is more appropriate for your personal homeowners insurance needs. You can choose between different cover combinations, for the building and content of your first home, as well as insuring your second home if you wish to, with no further pre-requirements.
Ready to insure your House? Just fill in the form:
Interested? Ask for a House Insurance Quote:
Home Insurance Coverage Details
The standard home insurance coverage includes:
- The building structure
- External structures (e.i. garage, pergola, swimming pool etc.)
- Your personal belongings and valuable items, kept in the insured property
- Equipment and appliances
Check below the details of our House Insurance Coverage Plans:
| Coverage | Insured | Deductable |
|---|---|---|
| Civil Liability | 100.000,00€ | - |
| Fire and Lightning | - | |
| Fire due to shortcircuit Explosion | - | |
| Smoke, fire from forest | - | |
| Disturbance of Public Order | - | |
| Malicious acts, Terrorist acts | - | |
| Natural phenomena (Flood, Storm, Tempest, Hail, frost or snow) | For each damage, a 10% loss is set, with a minimum amount 450,00€ | |
| Water damages due to leak, rupture or overflow of pipes | When the construction of the building is more than twenty-five (25) years or the pipes for water supply, heating or air-conditioning are older than twenty-five (25) years, a loss is set for any damage equal to 10% of the damage with a minimum of €750.00 | |
| Theft/Robbery | For any damage to a secondary (country) residence, an exemption equal to 10% of the damage with a minimum of €450.00. | |
| Accidental glass breakage | - | |
| Food spoilage | - | |
| Mirror oxidation | - | |
| Storage costs | - | |
| Covering Table Bank Contents | - | |
| Subsistence Protection | - | |
| Loss of property damage Temporary Removal | - | |
| Loss of rents | - | |
| Expediture as a following injury material (Safe keeping expenses) | - | |
| Household Loan (Costs of licensing studies, Subsistence Protection, Adjust due to inflation) | - | |
| Damages to solar panel | - | |
| Loss of income due to foreclosure energy efficient | - | |
| Electrical installation - appliances 2% | For each damage, the exemption is €150.00 | |
| Earthquake | A loss equal to 2% of the total insured capital is set for each loss (building and content) with a minimum of €1,000.00 | |
| Subsidence/Landslide | A loss equal to 2% of the total insured capital is set for each loss (building and content) with a minimum of €1,000.00 | |
| Random Event | A loss equal to € 300.00 is set for each loss | |
| Electronic equipment | In the case of damage caused by the occurrence of an insured person and the risk covered by the Insurance, for each loss the exemption of the insured risk from the occurrence of which caused the damage and which is stated in the Insurance Policy shall apply. In the case of damage caused by accidental occurrence not caused by the occurrence of an insured person and covered risk is set aside for any damage equal to € 100.00. | |
| Jewelry/Valuables | - |
You have the ability to choose aditional covers that you consider necessary and design your own, custom insurance program.
Now more than ever it is important to have your Home Insured
Check out the following average yearly stats for Greece
Emergencies
*per year - state records
Emergency Calls
*per day
Burglaries & Thefts
*per year - police records
Earthquakes
*on average per year
Ready to insure your House? Just fill in the form:
Interested? Ask for a House Insurance Quote:
Why our House Insurance Plans are the best in the market?
High Coverage Limits
Free Civil Liability
Reliability & Solvency by Generali
Swimming Pool cover
Earthquake cover
24h Phone support in English
Hassle-free & Fast Claims
Policy contract in English
Support from local advisors in Greece
Home loan holders cover
- Client testimonials
What our clients say
I highly recommend Insuranceline!
Being a customer/client at Insuranceline for years now from the very beginning, I can only recommend the founder and owner, Mr Ioannis Paterakis & his dedicated team to every single person or entity who need any kind of Insurance in Crete/Greece! Nowhere in the world I have ever experienced such a professionalism, help and support in every single aspect of the field of Insurance. I can only highly recommend Insuranceline.
K N Laschewski
CEO & Senior Director, Talent Management Denmark-Germany
Home Insurance Frequently Asked Questions - FAQs
What is covered by Home Insurance?
Home insurance is insurance that is intended to cover the building structure, the house external structures (garage, pergola, swimming pool etc.), your personal belongings and valuable items kept in the insured property, equipment and appliances.
What is the best Home Insurance in Greece?
Home insurance protects you from financial loss related to unexpected events that may occur. It’s important to compare multiple plans before you buy and pay special attention to what each plan covers, coverage limits, and any deductibles you may need to meet.
The best Home Insurance in Greece is the one that includes:
- Ultimate protection for your home
- Free Civil Liability
- Earthquake cover
- 24h English speaking helpline
- Policy Contract provided in English
- Hassle-free and fast claims
- Support from a local personal advisor in Greece!
Your insuranceline personal advisor will be there for help and support in case of unforeseen events or claim requests.
Our advisors are based in Greece and know how to handle any case better than any overseas insurance agent!
What are the typical risks for Home Owners in Greece?
Our Home Insurance plans are insured by Generali, one of the world’s 50 largest companies and Top 3 insurers in Europe. Your Insuranceline personal advisor will be there for help and support in case of unforeseen events or claim requests.
Our advisors are based in Greece and know how to handle any case better than any overseas insurance agent!
"Remember, don’t buy cheap home insurance. Make sure you are covered, get insured wisely!"
How does Home Insurance Work?
In the event you suffer a loss, whether from burglary, fire or a severe storm, call your insurance agent to begin the claims process.
The benefits you receive will depend upon several factors, including:
- The limits set on your policy, both for your structural property and your belongings.
- The deductible amount you pay before your coverage takes effect.
- Whether you have chosen coverage for the actual cash value or the replacement value of your home and belongings.
How much does Home Insurance cost?
Home insurance plans can cost between 2-10% of the total insured value but there are a lot of factors that affect the final price. The best way to get a cost is to request a quote for your specific requirements.
Why Home Insurance is important?
It’s important for many reasons:
- If you’re insured, any significant repairs or rebuilding after a disaster can potentially be covered by your insurance policy, up to your set limits.
- If you have a mortgage and your home is destroyed, you will still be required to pay your home loan. If you insure your house at full replacement cost value, you will have the means to fully rebuild, if needed.
- Liability coverage is one of the most important aspects of home owners insurance. If something happens to a visitor on your property, your liability coverage can cover that person’s medical costs, as well as your legal fees if you get sued.
What should be covered in my Home Insurance?
Your Home Insurance should covers at least the following:
- Building Structure: Insure your house for its replacement value. This is how much it would currently cost to build your home from scratch. The amount it would cost to sell your house is not a good indicator of the replacement value.
- Personal Belongings: Most policies cover your personal belongings at a percent of your house’s value. This may not be enough coverage if you have many valuable items. Find out how much coverage you need and insure them at replacement cost.
- Liability: Our basic home insuce policy includes $100,000 liability coverage.
Is it worth it to buy Home Insurance?
If you’re a homeowner and you have a mortgage the lenders insist you have a buildings cover.
If you are renting you do not need a building cover, but you may want contents insurance to help cover the cost of replacing your things in case of a loss.
