Residence Permit Insurance Greece
Foreigners who want to stay in Greece for a period over 90 days need a Residence Permit issued by Greek authorities in Greece. The application should be made within the first 2 months after arriving in Greece, although it is highly recommended to be fulfilled immediately on arrival in case of common bureaucratic delays.
Expats living in Greece who already have residence permits (beige or blue) will now be required to apply for the new biometric format from 01/01/2021 - 30/06/2021. We have gathered all the necessary information into a simple guide to help you find your way in getting the new biometric residence permit in Greece. Read our Guide here.
The application for a residence permit, either first-time permit or extension should be accompanied by a letter certifying that the applicant is covered for outpatient medical expenses, hospitalization, medical evacuation/repatriation, and medical care related to accidents for at least one year from the start date of the visa.
The health insurance coverage required includes the following:
- Hospitalization (minimum coverage: €10,000/year)
- Outpatient care / Medical Expenses (minimum coverage: €1,500/year)
- Accidents (minimum coverage: €15,000/year)
- Emergency evacuation/repatriation of remains
- A statement that the coverage is valid in Greece (or “worldwide” or “in the Schengen Zone”).
The required coverage for hospitalization and for outpatient care is low because the authorities stipulate that the insurance company will cover 80% of a bill. The new law (December 2014) does not include a deductible requirement but insurance policies requiring patients to pay more than 20% of a charge will not be acceptable. Please be aware that some residence permit issuing authorities in Greece may require 100% insurance coverage (although 80% is required by the law) in order to issue your permit. Please make sure you confirm their requirements before applying for the required insurance.
|ANNUAL TOTAL PREMIUM WITH 80% COVERAGE |
(PUBLIC CLINICS ONLY)
|ANNUAL TOTAL PREMIUM WITH 100% COVERAGE |
(PUBLIC & PRIVATE CLINICS)
|3 months to 40 years old||88€||3 months to 20 years old||160€|
|41 - 60 years old||107€||21 - 41 years old||190€|
|61 - 65 years old ||138€||42 - 55 years old||220€|
|65 - 75 years old ||150€||56 - 65 years old||230€|
|66 - 70 years old||250€|
|70 - 74 years old||312€|
|75 - 79 years old||379€|
|COVERAGE||MAXIMUM EXPENSE ||PERCENT COVERED |
|Hospitalization from Accident or Illness (public hospitals only) ||10.000€ annual limit||80%|
|Medical Expenses from Accident or Illness (public hospitals only) ||1500€ annual limit||80%|
|Permanent Partial Disability (%) from Accident||15.000€||-|
|Permanent Total Disability from Accident||15.000€||-|