Travel Insurance Coverage Plan Details


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All our Travel Insurance Plans are insured by Lloyd's of London
and were created for you based on a simple principle

'Best Coverage at Affordable Price'

Provided you are a European resident, whatever your destination or your age (over 65s included),
we've got you covered!

  Get a Quote & Buy Online Now

 

The Best Travel Insurance Coverage Plans for EU Residents

We have arranged the following coverage plans for our Single-Trip, Annual and Long-Stay Travel Insurance services.

VALUE
Economy option. Basic coverage that makes sure all medical expensess will be covered.
SILVER
Regular stay providing more extended level of cover. What we suggest to most cases.
GOLD
Extended stay providing better medical expenses coverage. Suggested for long distance trips and remote destinations.
 
COVERAGE * VALUE SILVER GOLD
     
Cancellation or Curtailment Charges **
 500€ 3.500€ 7.000€
Emergency Medical & Other Expenses 1.000.000€ 6.000.000€ 12.000.000€
Personal Accident  - 32.000€ 64.000€
Dental Treatment 200€ 250€ 250€
Hospital Confinement Benefit 20€/day up to 2.000€ 25€/day up to 2.500€ 25€/day up to 2.500€
Delayed Departure 400€ 600€ 600€
Missed Departure 200€ 1.200€ 1.800€
Baggage 1000€ 1.800€ 3.000€
Delayed Baggage 250€ 150€ 250€
Personal Money, Passport and Documents 250€ 900€ 900€
Personal Liability 1.000.000€ 2.500.000€ 2.500.000€
Rented Accommodation Liability 100.000€ 120.000€ 120.000€
Legal Expenses & Assistance 5.000€ 19.000€ 19.000€
Mugging Benefit 250€ 1200€ 1.200€
Hijack Cover 500€ 600€ 600€

* check below for more details on policy coverage & terms
** when trip cancellation coverage is included in the plan

 

 

Detailed Information about our Travel Insurance Plans

 

 

Age limits on Travel Insurance for seniors over 65

We offer affordable insurance for senior travellers. Whether your age group is over 65 - over 70 - over 75 - over 80 - over 85 or over 90 years old, we provide the same travel health insurance coverage!

Find below what is the maximum age for our travel insurance plans:

 
POLICY TYPE MAXIMUM TRAVELLER AGE
SINGLE TRIP 99 years old
ANNUAL MULTY TRIP 74 years old
LONG STAY STANDARD 75 years old
LONG STAY STUDENT 55 years old

 

 

Coverage details on Travel Insurance with pre-existing Medical Conditions

Our travel insurance plans cover 50+ pre-existing medical conditions without any extra cost! Below you will find important information of the medical conditions that are covered. If you are still uncertain, request a personalized quote instead of using our on-line 'Quote & Buy' system.

 

 

Coronavirus (COVID-19) Travel Insurance Coverage details

Our travel insurance plans will not cover any claim in any way caused by or resulting from the following:

  1. Coronavirus disease (COVID-19);
  2. any mutation or variation of COVID-19;
  3. Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2);
  4. any mutation or variation of SARS-CoV-2;
  5. any epidemic, pandemic or mass outbreak of infectious disease;
  6. any fear or threat of 1, 2, 3, 4 or 5 above.

 

Why our Travel Insurance Plans are the best in the market?

  • High Coverage Limits

  • Up to 12.000.000€ Medical Expenses

  • Up to 2.500.000€ Civil Liability

  • Up to 99 years old travelers covered

  • Hassle-free & Fast Claims

  • 24h Phone support in 20 Languages

  • 50+ pre-existing med. conditions covered

  • Sport and Professional Activities coverage

  • Pregnancy Coverage

  • Trip Cancellation included in our Plans

More detailed Coverage & Terms? Check here

Why insuranceline? See here

Travel Insurance Frequently Asked Questions - FAQs

What is covered by travel insurance?

Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or domestically.

For more detailed Coverage & Terms check here.

Is COVID-19 covered by travel insurance?

Our travel insurance plans will not cover any claim in any way caused by or resulting from coronavirus.

For more detailed Coverage & Terms check here.

What is the best travel insurance?

Travel insurance protects you from financial loss related to unexpected events that may occur during a trip. It’s important to compare multiple plans before you buy and pay special attention to what each plan covers, coverage limits, and any deductibles you may need to meet.

Most travelers will need trip cancellation and interruption coverage, but not everybody will need coverage for extreme sports. Frequent travelers may want to consider an annual plan while others may need coverage for a single trip.

The best Travel Insurance is one that includes:
- Adequate Medical coverage. For emergency medical and dental care in the events of a sudden illness or injury on your trip.
- Pre-existing medical conditions (as many as possible) coverage. Provides protection against high medical costs that result from a recurring condition.
- Evacuation coverage. Arranges and pays for medically necessary evacuations.
- Baggage coverage. Provides replacement value for items that are lost, stolen, or destroyed on your trip, including the bag itself.
- Financial coverage. Provides reimbursement for payments made to a travel supplier that completely ceases operations due to financial default or bankruptcy.

All our Travel Insurance Plans are insured by Lloyd's of London one of the oldest and most respected names in the insurance business worldwide. Our plans include coverage for 50+ pre-existing medical conditions with no additional cost! You can embark on your trip with peace of mind. Whether it is delayed flights, lost luggage or an accident, travel without worrying about a thing!

"Remember, don’t buy cheap travel insurance. Make sure you protect both your travel investment and your health."

What are the typical risks for travelers?

- You experience a medical emergency. If you get sick or get injured on your trip, you will need your travel insurance contact to arrange for emergency medical care and transportation.
- Your trip is canceled. If your trip is cancelled for any reason you will be able to recover the money you paid for the trip provided your travel insurance plan covers trip cancellation.
- You need to be evacuated. Medical evacuations are highly expensive especially and if you are traveling in a region where the local medical facilities cannot adequately treat your condition your travel insurance will have to cover those expenses.
- Your luggage is damaged or stolen. You will be able to recover the money you paid for the luggage and its contents provided your travel insurance plan provided such coverage.
- You need help or emergency assistance. Your travel insurance will have provide help and assistance when you need it.

Are pre-existing conditions covered in travel insurance?

Yes. All our Travel Insurance Plans are insured by Lloyd's of London one of the oldest and most respected names in the insurance business worldwide. Our plans include coverage for 50+ pre-existing medical conditions with no additional cost! You can embark on your trip with peace of mind. Whether it is delayed flights, lost luggage or an accident, travel without worrying about a thing!

Will my regular health insurance cover me abroad?

Maybe partially. Most regular health insurance plans provide partial or no coverage at all while you are traveling in another country. The local health care system in the Country you are travelling to might assist with minor needs, but they are under no obligation to do so. In the event of major or ongoing medical care they may cease help and they will not pay to evacuate you to return home.

Is there an age limit on travel insurance?

We offer affordable travel insurance for seniors by Lloyd's of London. Whether your age group is over 65 - over 70 - over 75 - over 80 - over 85 or over 90, we provide the same travel health insurance coverage! Check our website for age limits per policy type (Single Trip, Annual, Long Stay etc).

How much does travel insurance cost?

Travel insurance plans typically cost between 4-10% of the total trip cost. This is the general range. Basic ‘budget’ plans can be less than 4%, and premium plans can be over 12% of the trip cost.

Get an instant Quote & Buy International Travel Insurance Online now.

Why travel insurance is important?

It’s important to consider the cost of emergency healthcare in the country you are visiting. If you sustain an injury or get sick, it may cost you thousands of euros in medical bills.

Travel insurance protects you from financial loss related to unexpected events that occur during a trip. Different policies cover different events, but two general categories you need to consider are medical coverage and trip insurance.

Check our website for more details the coverage of our plans.

What should be covered in travel insurance?

The travel insurance policies are meant to protect any unforeseen monetary losses you may experience prior to or during your travels and they should cover:
- Emergency medical and dental expenses
- Emergency medical transportation
- Emergency evacuation (medical and non-medical) and repatriation
- Trip cancellation, interruption, and delay
- 24-hour multilingual assistance
- Baggage protection
- Adventure sports and Dangerous activities (if applicable to your trip)

Is it worth it to buy travel insurance?

No matter how well you have organized your journey, there is always the possibility of the unexpected happening.

Typical risks for travelers include:
- You experience a medical emergency. If you get sick or get injured on your trip, you will need your travel insurance contact to arrange for emergency medical care and transportation.
- Your trip is canceled. If your trip is cancelled for any reason you will be able to recover the money you paid for the trip provided your travel insurance plan covers trip cancellation.
- You need to be evacuated. Medical evacuations are highly expensive especially and if you are traveling in a region where the local medical facilities cannot adequately treat your condition your travel insurance will have to cover those expenses.
- Your luggage is damaged or stolen. You will be able to recover the money you paid for the luggage and its contents provided your travel insurance plan provided such coverage.
- You need help or emergency assistance. Your travel insurance will have provide help and assistance when you need it.

We have searched through all the available products in the insurance market in order to find the very best travel insurance policies and coverage - at affordable prices. Whether it is delayed flights, lost luggage or an accident, travel around the world and without worrying about a thing! Whatever plan you choose a personal advisor from insuranceline will be available for help.
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